HOME First Time Homebuyer Program

HOME First Time Homebuyer Program

Upper Explorerland RPC realizes first time homebuyers must make sacrifices to save enough for a down payment on a home, but for some it seems impossible to be able to find the funding to close on the desired property. With the award of the HOME funds, homebuyers may receive up to $24,999 in assistance for rehabilitation and down payment assistance. This program is an affordable way for homebuyers to realize their dream of homeownership. Assistance is in the form of a 5 or 10 year receding forgivable loan.

The HOME Program was created the National Affordable Housing Act of 1990 (NAHA).  The intent of the HOME program is to provide decent affordable housing to lower-income households, expand the capacity of nonprofit housing providers, strengthen the ability of state and local governments to provide housing, and leverage private-sector participation.

Each participating jurisdiction incurs a 25 percent matching obligation for HOME funds it expends.  Matching contribution must be:

  • A permanent contribution to affordable housing
  • From non-Federal sources
  • Provided by any of a broad array of public and private donors.


Homebuyers have to meet their affordability, depending on the amount of HOME funds they receive, but they also have to maintain their home as principal place of residency and have insurance on the property. Principal place of residency and insurance documentation must be submitted to Iowa Finance Authority (IFA) for proof of compliance during the affordability period. The home must meet Iowa's Minimum Housing Standards upon completion.


If you are interested and would like more information on if you qualify, we would like to hear from you! Applications can be picked up at the City Halls in each of the participating communities, printed from the documents below or by calling Upper Explorerland RPC, at 563-864-7551 ext. 117 or 101. TTY users call 1-800-735-2942. Relay call 7-1-1.


For more information, contact Lori Brockway or Steven Benne.
 

Having Upper Explorerland come into my life was such a blessing!  At first I kept thinking this is too good to be true, but it's not!  I did have to get a loan and overcome a few obstacles, but it was all so worth it.  I got my house and then Upper Explorerland came in and fixed it all up!  It's like brand new.  I could have never done all this work myself financially.  With their help I have a beautiful home and a safe home for me and my son...........So I hope you keep the program going and help other single mothers achieve their dreams, or any family.  Believe me it's not too good to be true.  It's a wonderful program and it really does help people.

News Headlines

Let the Bike Rack Challenge Begin!

Posted: Fri, November 21, 2014

Thanks to generous support from the Allamakee County Community Foundation (ACCF) and the Depot Outlet, the 2015 Bike Rack Challenge will again take place this coming spring!

The Bike Rack Challenge, a project organized by UERPC’s Northeast Iowa Safe Routes to School Program and the Northeast Iowa Food and Fitness Initiative, encourages biking to school and other community destinations through youth creativity, skill and leadership. Bike racks ultimately benefit the health of individuals, communities and the environment by providing a secure bike parking location, which helps people get around better by bike.

Each spring, high school industrial technology classes are challenged to construct a usable bike rack for their school or other community location using as much recycled material as possible. Classes have from January until May to design and construct their bike rack.

Again, many thanks to the ACCF and the Depot Outlet for supporting this fun, challenging and rewarding project for students and for supporting community wellness and community betterment for years to come!

Northeast Iowa schools can still sign up for the Bike Rack Challenge! Click below to learn more or contact Ashley Christensen:  563-382-6171 or achristensen@uerpc.org.

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UERPC November Newsletter

Posted: Mon, November 17, 2014

Some of the headlines you can read about this month:

  • Iowa DOT Switches Into Winter Mode
  • Employee Spotlight-Michaela Collins
  • USDA Invests in Small and Emerging Rural Businesses and Rural Transportation
  • IowaWorks-Did you Know?
  • Legislative Event
  • Eating Healthy While Managing Holiday Stress
  • UERPC Spreads Its Wings
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Public Input requested for proposed bridge replacement on U.S. 18 in Fayette County

Posted: Thu, November 13, 2014

The Iowa Department of Transportation is requesting public input on the proposed bridge replacement on U.S. 18 over Haugh Creek, 0.4 mile west of the junction of U.S. 18 and Fayette County Road V-68.

The proposed project provides for replacing the existing bridge with a precast concrete arch culvert. The existing adjacent pavement, which was not resurfaced as part of a 2011 overlay project, would also be removed and replaced.

Through traffic on U.S. 18 would be detoured during construction using Chickasaw County roads V-56 and B-44 and Fayette County roads B-44 and V-68. The detour is expected to last approximately 30 days. For more information, see the website listed below.

For general information or to make a comment regarding the proposed bridge replacement, contact Nick Humpal, district design engineer, Iowa DOT District 2 Office, 1420 Fourth St. SE, Mason City, Iowa 50401, phone 641-423-7584 or 800-477-4368, email nickolas.humpal@dot.iowa.gov.

Comments must be received by Nov. 24, 2014, to be considered.

Visit the Iowa DOT’s website below regarding public involvement opportunities for projects without scheduled public meetings, for information about scheduled public meetings and hearings, and opportunities to offer input to the Iowa DOT during the development of certain projects.

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UERPC October Newsletter

Posted: Mon, October 20, 2014

Some of the headlines you can read about this month:

  • Skilled Iowa Initiative Update
  • Employee Spotlight - Ashley Goltz
  • Decorah Named 2014 All-Star Community
  • IowaWorks Did You Know....
  • Christensen represents UERPC in Pittsburgh
  • Iowa Food Hub Benefits from USDA Grant for Local Foods Promotion
  • All Board!
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