Hazard Mitigation Assistance (HMA) Grant Program

Hazard Mitigation Assistance (HMA) Grant Program

FEMA's Hazard Mitigation Assistance (HMA) grant programs provide funding opportunities for pre- and post-disaster mitigation. Together, these programs provide significant opportunities to reduce or eliminate potential losses to state, tribal and local assets through hazard mitigation planning and project grant funding. Each HMA program was authorized by separate legislative action, and as such, each program differs slightly in scope and intent.

HMA grants are provided to eligible applicants states, tribes, and territories that, in turn, provide subgrants to local governments. The applicants selects and prioritizes applications developed and submitted to them by local jurisdictions to submit to FEMA for consideration of funding. There are five sub-programs:

  • Hazard Mitigation Grant Program (HMGP)
  • Pre-Disaster Mitigation (PDM) Program
  • Flood Mitigation Assistance (FMA) Program
  • Repetitive Flood Claims (RFC) Program
  • Severe Repetitive Loss (SRL) Program

For more information, contact
Karla Organist.

Hazard Mitigation Grant Program (HMGP)

The Hazard Mitigation Grant Program (HMGP) provides grants to states, local governments, and Native American tribes for long-term hazard mitigation projects after a major disaster declaration. The purpose of the program is to reduce the loss of life and property in future disasters by funding mitigation measures during the recovery phase of a natural disaster.

Pre-Disaster Mitigation (PDM) Program

The Pre-Disaster Mitigation program provides funds on an annual basis for hazard mitigation planning and the implementation of mitigation projects prior to a disaster. The goal of the PDM program is to reduce overall risk to the population and structures, while at the same time, also reducing reliance on Federal funding from actual disaster declarations.

Flood Mitigation Assistance (FMA) Program

The Flood Mitigation Assistance program provides funds on an annual basis so that measures can be taken to reduce or eliminate risk of flood damage to buildings insured under the National Flood Insurance Program (NFIP).

Repetitive Flood Claims (RFC) Programs

The Repetitive Flood Claims program provides funds on an annual basis to reduce the risk of flood damage to individual properties insured under the NFIP that have had one or more claim payments for flood damages. The program provides up to 100 percent federal funding for projects in communities that meet the reduced-capacity requirements.

Severe Repetitive Loss (SRL) Program

The Severe Repetitive Loss program provides funds on an annual basis to reduce the risk of flood damage to residential structures insured under the NFIP that are qualified as severe repetitive loss structures. The program provides up to 90 percent federal funding for eligible projects.

News Headlines

UERPC July Newsletter

Posted: Tue, July 21, 2015

Some of the headlines you can read about this month:

  • First Time Homebuyer Funding Available
  • Board Member Spotlight-Les Askelson
  • Protect Iowa Habitat-Observe Mowing Restrictions
  • UERPC Employees Attend Workshop
  • Oelwein IRP
  • SRTS Annual Report Now Available
... [ Read More ]

Housing Program Meeting Being Held

Posted: Wed, May 6, 2015

Housing Program Meeting Being Held
Tuesday, May 19th at 11:00 a.m.
Oelwein Chamber and Area Development
25 West Charles, Oelwein, IA

Upper Explorerland Regional Planning Commission (UERPC) is hosting a meeting regarding housing programs that are available in Northeast Iowa.  Guest speakers include Jeremy Babcock and Steve Benne with Iowa Economic Development Authority (IEDA), Jerry Floyd and Rita Eble from the Iowa Finance Authority (IFA) and Kathy Pfiffner from USDA.

Hot Topics include:

  • IEDA Workforce Housing Tax Incentive Program (WHTIP) is to provide financial incentives for the development of housing.
  • IEDA Owner Occupied Rehabilitation to assist with rehabilitation assistance for low-to moderate income homeowners in their community.
  • IFA First Time Homebuyer or Qualified Veteran program to assist with down payment and rehabilitation assistance.
  • USDA-Repair and Rehabilitation Program to assist applicants with 1% loans and those 62 and older with grants for homeowner rehabilitation.
  • USDA Direct and Guaranteed loan programs for help in purchasing homes.
  • USDA Multi-Family Housing to assist with rental assistance in rural development financed apartments.
  • UERPC Housing Trust Fund Programs-Funding available to assist homeowners and landlords with rehabilitation assistance.
  • UERPC-Housing Choice Voucher program provides rental assistance to those under 50% of HUD’s income guidelines.


This meeting will be held on Tuesday, May 19, 2015 at 11:00 A.M. at the Oelwein Chamber and Area Development office at 25 West Charles Street, in Oelwein.  If you are interested in attending this meeting or would like more information please contact Mary Huinker at 563-864-7551 ext. 111 or by emailing Lori Brockway at lbrockway@uerpc.org.

... [ Read More ]

FREE Informational Session on Financing Sources for Businesses

Posted: Fri, May 1, 2015

Clayton County Development Group in Elkader the U.S. Small Business Administration (SBA) in Cedar Rapids and Upper Explorerland Regional Planning Commission in Decorah are holding an informational session on various sources of financing for start-up & existing businesses.  SBA, a federal government agency devoted to assisting small & medium-sized businesses, will have a representative discussing business loan options, and Clayton County Development Group and Upper Explorerland Regional Planning Commission will have a representative discussing RLF funds available for businesses.  The 1-1/2 hour session, including questions & answers, will take place on Tuesday, May 12th starting @ 5:30 PM at Clayton County Office Building at 600 Gunder Rd. in Elkader, Iowa.  Register today to attend contact Darla Kelchen at 563-245-2201.

WHAT:       Free informational session on sources of money for businesses
WHO:        New/start-up and existing business owners/managers
WHEN:      Tuesday, May 12th, 2015 starting @ 5:30PM & wrapping up by 7PM
WHERE:    Clayton County Office Building 600 Gunder Rd. Elkader
COST:        Free

Join Clayton County Development, Upper Explorerland Regional Planning Commission and SBA to learn more about the options available for financing your business.  Also, discussed briefly will be government contracting opportunities and free counseling along with low cost training resources available for businesses.  Get your questions answered.  Register by contacting Darla at the CCDG office at 563-245-2201.

... [ Read More ]

Office Car For Sale

Posted: Mon, April 27, 2015

UERPC is seeking car bids for a 2007 Malibu, LS V6 package, 141,993 highway miles, grey, four-door, cloth interior, very clean. Minimum bid is $2,400.

Please submit sealed bids to Executive Director, Rachelle Howe, UERPC, 325 Washington Street, Decorah, IA  52101.  Bids will be opened at 12:00 Noon on May 7th. You do not need to be present at opening of bids.

... [ Read More ]
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